RPSIA iB (Restricted Profit Sharing Investment Account iB) is an investment product where the Customer as an investor can choose productive assets with certain characteristics to be financed with a profit sharing mechanism in accordance with Customer’s respective risk appetite.With Mudharabah Muqayyadah contract, the productive assets that can be financed by the Customer can be in the form of Sharia financing distributed by the Bank for certain projects or businesses.
|Minimum Fund Placement||
|Profit Sharing Ratio (PSR)||Distribution of profit from the investment/ financing according to the pre-agreed PSR|
|Withdrawal of fund prior to the Investment/ Financing maturity||
|Underlying Investment/ Financing||