eAZy ProLife
eAZy ProLife is a traditional life insurance product that provides financial protection in the form of Death Benefit or Accidental Death Benefit and Maturity Benefit if the insured is still alive at the end of Coverage Date.
Advantages of eAZy ProLife
- 100% of the Sum Assured (Basic Insurance) for Death Benefit.
- 200% of the sum Assured (Basic Insurance) for Accidental Death Benefit.
- Percentage of Premium paid if the Insured is still alive at the End of Coverage Date and the Policy is active.
- Choice of regular premium payment frequency as needed.
- Flexible protection through insurance period choices with policy accepted issuance only with a health statement (without additional insurance) with sum assured for Basic Insurance of IDR 1 billion.
- Regular premium for Basic Insurance starts from Rp100,000 per month.
Benefits of eAZy ProLife
- Death Benefit
- If the Insured dies (due to an accident or not), then PT Asuransi Allianz Life Indonesia will pay the Sum Assured (Basic Insurance) for Death Benefits to the Beneficiary in accordance with the terms and conditions in the Policy.
- In the event that PT Asuransi Allianz Life Indonesia has previously paid Additional Insurance benefits (if any) in accordance with the terms and conditions of the Additional Insurance and as long as (i) the terms and conditions of the Additional Insurance regulate that the payment of the Additional Insurance benefits will reduce the Sum Insured for the Basic Insurance; and (ii) (after payment) the Policy is still valid, then PT Asuransi Allianz Life Indonesia will pay the Accidental Death Benefit to the beneficiary in the amount of the remaining Insurance Benefit.
- Payment of Death Benefits will be (i) reduced by premiums that have not been paid for the current Policy Year (according to the policy) and other outstanding obligations (if any) from the policy holder to PT Asuransi Allianz Life Indonesia; and (ii) cause the Policy to terminate.
- Accidental Death Benefit
- If the Insured dies due to an Accident, PT Asuransi Allianz Life Indonesia will pay the Sum Assured (Basic Insurance) for Accidental Death Benefits to the Beneficiary and the Policy will end in accordance with the terms and conditions of the Policy.
- In the event that PT Asuransi Allianz Life Indonesia has previously paid Additional Insurance benefits (if any) in accordance with the terms and conditions of the Additional Insurance, and as long as (i) the terms and conditions of the Additional Insurance regulate that the payment of the additional Insurance benefits will reduce the Sum Insured for the Basic Insurance ; and (ii) (after payment) the Policy is still valid, then PT Asuransi Allianz Life Indonesia will pay the Accidental Death Benefit to the Beneficiary in the amount of the remaining Insurance benefit.
- The Sum Assured for Accidental Death Benefits will be paid in addition to the Sum Assured for Death Benefits.
- Payment of Accidental Death Benefit will be reduced by the premiums you have not paid for the current Policy Year (according to the policy) and other outstanding obligations (if any) from the Policy Holder to PT Asuransi Allianz Life Indonesia.
- Maturity Benefit
If the Insured is still alive on the End Date of Coverage stated in the Policy Data and the Policy is active, then PT Asuransi Allianz Life Indonesia will pay the Maturity Benefit with the following conditions, and the Policy ends.
- In the event that the insurance period chosen is 5 (five) years, the Maturity Benefit obtained is 30% (thirty percent) of the total Basic Insurance premium that the Policyholder has paid, and that PT Asuransi Allianz Life Indonesia has received; or
- In the event that the Insurance Period chosen is 10 (ten) years, the Maturity Benefit obtained is 100% (one hundred percent) of the total Basic Insurance Premium that the Policyholder has paid and that PT Asuransi Allianz Life Indonesia has received.
Coverage becomes invalid if there are things included in the Death Benefit exclusion and Accidental Death Benefit exclusion as stated in the policy.
Additional insurance options for eAZy ProLife insurance products.
Get more security by choosing additional insurance for eAZy ProLife! You as a customer are given the opportunity to optimise protection by choosing additional insurance according to your needs. This additional insurance is optional and will add an additional premium. Here are the details of the benefits of additional insurance:
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Additional Insurance eAZy Medi Pro
For further Additional Insurance eAZy Medi Pro product information, please refer to the Summary of Product and Service Information below. |
Additional Insurance eAZy CI Pro
For further Additional Insurance eAZy CI Pro product information, please refer to the Summary of Product and Service Information below. |
How to Apply for an Insurance Policy
Contact Maybank Customer Care at 1500611 or +622178869811 (from overseas).
Terms and Conditions of eAZy ProLife
| Insurance Product Type | Traditional Life Insurance | ||||||||||||||||
| Insured Entry Age | 18-55 years (nearest birthday). | ||||||||||||||||
| Choice of Insurance Period & Maximum Age of the Insured on the End Date of Policy Coverage | Choice of insurance period and maximum age of the insured on the end date of policy coverage ;
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| Regular premium for Basic Insurance | Minimum:
Maximum:
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| Currency |
Rupiah |
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| Premium Payment Period |
According to the choice of insurance period |
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| Premium Leave |
Not Available |
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| Sum insured |
*) The total number of policies issued by PT Asuransi Allianz Life Indonesia and the Policy acceptance type for the same Insured |
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| Surrender |
If the Surrender is approved by PT Asuransi Allianz Life Indonesia, the policy ends and PT Asuransi Allianz Life Indonesia is not obliged to pay the Sum Assured and/or Insurance Benefits or refund the remium. |
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| Underwriting |
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| Policy Changes |
Based on the Policyholder’s request to and approval from PT Asuransi Allianz Life Indonesia, the Policy can be amended limited to the following matters:
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Benefit Illustration
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Dira
Maturity Benefit
Notes :
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Santy
Maturity Benefit
Notes :
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About Allianz
About Allianz Group
Allianz Group is a global leading insurance and asset management company, serving over 122 million individual and corporate customers in more than 70 countries. Allianz’s customers benefit from a wide range of individual and group insurance services, including property, life and health insurance, as well as global credit insurance and business insurance assistance services. As one of the world's largest investors, Allianz manages customer insurance assets worth over 714 billion Euros. Additionally, our asset managers, PIMCO and Allianz Global Investors, manage an additional 1.7 trillion Euros of third-party assets. Thanks to the ecological systematic integration and social criteria in business processes and investment decisions, Allianz holds a leading position among insurance companies in the Dow Jones Sustainable Index. In 2022, the Allianz Group employed 159,000 professionals and achieved total revenues of 152.7 billion euros, with an operating profit of 14.2 billion Euros.
About Allianz in Asia
Asia is one of the core growth regions for Allianz, characterized by diversity of cultures, languages and customs. Allianz has been present in Asia since 1910, providing fire and maritime insurance in China's coastal cities. Currently, Allianz is active in 16 markets in the region, offering a wide range of insurance with core businesses in casualty insurance, life insurance, health protection and solutions, and asset management. With more than 36,000 staff, Allianz serves the needs of more than 21 million Customers in the region through various distribution channels and digital platforms.
About Allianz Indonesia
Allianz started its business in Indonesia by opening a representative office in 1981. In 1989, Allianz established PT Asuransi Allianz Utama Indonesia, a general insurance company. Later, in 1996, Allianz entered the life and health insurance, as well as pension fund business by founding PT Asuransi Allianz Life Indonesia. In 2006, Allianz Utama and Allianz Life ventured into the sharia insurance business. In 2023, PT Asuransi Allianz Life Syariah Indonesia began its official operation as a separate entity that offers sharia-based insurance protection and financial risk management.
Allianz Indonesia is supported by more than 1,000 employees and over 40,000 marketing personnels and is backed by a network of banking partners and other distribution channels. Currently, Allianz is one of the leading insurance companies in Indonesia, trusted to provide protection to more than 10 million insured.
Important Notes:
- eAZy ProLife is a traditional individual life insurance product issued by PT Asuransi Allianz Life Indonesia. PT Bank Maybank Indonesia Tbk (“Bank”) only acts in marketing eAZy ProLife products. eAZy ProLife is not a Bank product so the Bank is not responsible for any and all claims and any risks regarding the Policy issued by PT Asuransi Allianz Life Indonesia. eAZy ProLife is not guaranteed by the Bank and its affiliates and is not included in the scope of the guarantee program objects of the Government of the Republic of Indonesia or the Deposit Insurance Corporation ("LPS").
- PT Asuransi Allianz Life Indonesia is licensed and supervised by the Otoritas Jasa Keuangan, and its marketing staff holds a license from Asosiasi Asuransi Jiwa Indonesia
- PT Bank Maybank Indonesia, Tbk is licensed and supervised by OJK & Bank Indonesia.
- The management of eAZy ProLife products is carried out by PT Asuransi Allianz Life Indonesia and is the responsibility of PT Asuransi Allianz Life Indonesia.
- You can read a more complete explanation of the terms and conditions, including detailed cost charges and exclusions, in the General Information Summary of Products and Services (RIPLAY) and in the Policy.
Product Summary Information
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