Prime Lending Rate
PT Bank Maybank Indonesia Tbk
Per 19 December 2025

I. Quantitative Disclosure*

II. Qualitative Disclosure*

Note :

1. Prime Lending Rate is determined by the conventional commercial bank (BUK) based on various factors, including the reference interest rate set by the relevant authorities, credit cost of funds, overhead costs, profit margins, and economic conditions.
2. Prime Lending Rate does not include the estimated risk premium component, the amount of which depends on the Bank’s risk assessment for each debtor or group of debtor.

*) In accordance with POJK No. 13 of 2024 regarding the Transparency and Publication of the Prime Lending Rate for Conventional Commercial Banks.
**) If there is a discrepancy in the total amount informed, it is due to rounding off decimal places.