The Final Government Securities (SBN) of 2024: Sukuk Tabungan Series ST013

At the end of 2024, the Indonesian government once again offered an investment opportunity through State Sharia Securities (SBSN) with the issuance of Sukuk Tabungan series ST013. This issuance will take place from November 8 to December 4, 2024. SBN (Government Securities) is an investment instrument known for its security and attractive returns, making it a popular choice among investors.

Sukuk Tabungan seri ST013 merupakan salah satu produk investasi menarik yang ditawarkan oleh Pemerintah, dirancang untuk memberikan peluang yang menguntungkan bagi para Investor. Imbalan bersifat floating with floor, yang artinya SBN ini menawarkan mekanisme yang responsif terhadap dinamika suku bunga. Dalam skema ini, imbalan akan beradaptasi dengan perubahan suku bunga, memberikan stabilitas saat terjadi penurunan suku bunga dan potensi peningkatan saat suku bunga mengalami kenaikan.

The returns of SBN ST013 remain solid and appealing, offering investors a shield against market risks. This mechanism provides peace of mind, ensuring that the returns are secure while offering opportunities for higher yields if interest rates rise in the future. This makes SBN ST013 a highly strategic choice, especially amid potential economic uncertainties.

Why Invest in ST013?

Investing in SBN ST013 offers several benefits for investors, including:

1. Safe and Government-Backed

SBN is an instrument guaranteed by the government, meaning the risk of default is extremely low. This provides peace of mind for investors seeking a secure investment.

2. Floating with Floor Yield

With this methodology, investors have the potential to receive higher returns if the Bank Indonesia reference interest rate increases. At the same time, investors can be assured that the return will not drop below a predetermined floor, providing stable returns even if the reference rate decreases.

3. Early Redemption Option

While Sukuk Tabungan is generally a non-tradable bond (not available on the secondary market), this investment offers an early redemption facility, allowing investors to withdraw a portion of their funds before maturity, following a schedule set by the Ministry of Finance.

4. Sharia-Compliant

ST013 is a Sharia-compliant instrument (SBSN), in line with Islamic economic principles and approved by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI). This makes it an ideal investment for those seeking ethical and religiously responsible options.

5. Contribution to National Development

By purchasing SBN, investors contribute to the financing of government projects. The ST013-T4 series, a Green Sukuk, specifically supports funding for environmentally friendly projects, allowing investors to be part of sustainable development efforts.

Know the ST013 Product

Here is the detailed information regarding ST013:

For more complete details, visit the following page: Sukuk Tabungan ST013 Information

Simulasi Imbalan ST013

To give you a clearer picture of the potential returns from ST013, here is a reward simulation based on the estimated yield.

Simulation for ST013T2

*)The reward is after a 10% tax deduction (PPh 10%).

Simulation for ST013T4

*)The reward is after a 10% tax deduction (PPh 10%).

How to Buy ST013 via M2U ID App

If you're interested in investing in the SBN ST013, purchasing it is simple through the M2U ID App. Follow the steps below to complete your purchase:

Register SID and e-SBN

Complete your SID (Single Investor Identification) and e-SBN registration via the M2U ID App. You can find more information on the registration process on this page.

Place an SBN Order

Here’s how you can purchase SBN ST013 via the M2U ID App:

1. Log in to your M2U ID App and tap the menu icon in the top left corner of your account screen.
2. Select ‘Investasi & Asuransi’, then click the yellow ‘+’ button.
3. Choose ‘SBN’, read and understand the information about the advantages of SBN on M2U ID App, then tap ‘Lanjut’ (Continue).
4. Tap the ‘SBN Pasar Perdana’ tab, then select ST013 based on your preferred tenor by swiping left.’
5. Read and understand the product details, then click ‘Pesan’ (Order).
6. Choose your source of funds from your registered account.
7. Enter the nominal investment and click ‘Lanjut’ (Continue).
8. Read and check the box to agree to the terms and conditions, then tap ‘Lanjut’ (Continue).
9. Verify your information, check the box to confirm, then tap ‘Konfirmasi & Minta TAC’ (Confirm & Request TAC). Enter your Secure2u passcode to complete the transaction.
10. Once the order is successful, tap ‘Selesai’ (Finish).

For detailed steps, you can visit this link..

Why Buy SBN via M2U ID App?

Here are some reasons why purchasing SBN ST013 via M2U ID App is a great choice:

• Access 24/7

You can buy SBN at any time, even on weekends.

• Easy Online Process

All transactions are done online, right at your fingertips.

• Convenient Monitoring

You can monitor your orders, view investor profiles, access SBN ownership documents, and track transaction history and redemptions.

• Coupon Payments Direct to Your Account

The coupon payments will be transferred directly to the account registered with your SID and e-SBN in M2U ID App.

Cashback for ST013 Purchases via Maybank

In addition to the attractive coupon, Maybank offers a cashback program for ST013 purchases. Below are the cashback details:

Investing in SBN ST013 is an excellent choice for investors seeking security and stable returns. With the floating floor coupon, you can stay confident during interest rate fluctuations. Through the M2U ID App, you can easily make purchases, monitor your investments, and enjoy various conveniences.

Don't miss the opportunity to invest in SBN ST013 and take advantage of all the benefits it offers. Download M2U ID App and start investing in SBN ST013 now!