Investasi Surat Berharga Negara ORI027 retail Government Securities (SBN) investment is officially opened by the government, providing a golden opportunity for the public to get financial benefits while contributing to the development of a superior generation in Indonesia. The ORI027 offering period runs from 27 January to 20 February 2025.

This series offers attractive coupons with two tenor options:

You can invest in SBN ORI027 through Maybank, it is even easier because you can buy it online through the M2U ID App. This facilitates the purchase process without the need to visit a Maybank branch office.

Why Choose Investment in SBN ORI027?

Here are some reasons why you should consider investing in SBN ORI027, including the following:

1. Safe and Guaranteed by the Government

ORI027 is guaranteed by the government, thus providing a sense of security for investors. There is no risk of default, because the coupon and principal payments come directly from the state treasury.

2.Attractive Fixed Rate Coupon

One of the main advantages of SBN ORI027 is the fixed rate coupon or fixed yield throughout the investment period. This provides certainty for you regarding the amount of return that will be obtained every coupon payment period.

3. Flexibility

SBN ORI027 has two tenors to choose from, namely 3 years and 6 years, which can be adjusted to your investment objectives.

4. Contributing to the Country

Investing in SBN ORI027 means you are contributing to national development, including supporting Indonesia's education sector and human resource development. In accordance with the purpose of this SBN issuance, namely ‘Precious Choice, for a Superior Generation,’ SBN ORI027 investment is not only financially beneficial, but also has a positive impact on nation building.

5. Tradable in the Secondary Market

After the minimum holding period ends on 16 April 2025, ORI027 can be traded in the secondary market, providing additional liquidity for investors.

SBN Retail ORI027 Information

Here is the information related to SBN ORI027 that you need to know:

SBN ORI027 Return Simulation

The following return simulation is based on the investment amount, coupon, and tenor chosen.

Simulation of SBN ORI027-T3 with 3 Years Tenor and Fixed Coupon Rate 6.65% per Year

*)Return after 10% income tax deduction

Simulation of SBN ORI027-T6 with a 6-year Tenor and a Fixed Coupon Rate of 6.75% per Year

*)Return after 10% income tax deduction

How to Buy SBN ORI027 via M2U ID App

To purchase SBN via M2U ID App, you can follow these steps:

SID Registration and e-SBN Registration

Complete information on SID registration and e-SBN registration via M2U ID App can be found on this page.

How to purchase SBN ORI027 via M2U ID App:

1. Login to M2U ID App and click on the menu icon located on the top left corner of the account view. Next, select ‘Investment & Insurance’, then click the yellow ‘+’ button.
2. Select ‘SBN’, read and understand the superior information about SBN on the M2U ID App. Then click ‘Next’
3. Look at the ‘SBN Pasar Perdana’ tab, then select ORI027 based on tenor by swiping left.
4. Read and understand the product details, then click ‘Order’.
5. Choose Source of Funds from registered account.
6. Fill in the nominal value of the SBN order and click ‘Next’.
7. Read and tick to agree to all terms and click ‘Next’.
8. Verify your information and tick the declaration box below, then click ‘Confirm & Request “TAC”. Next, enter your Secure2u passcode.
9. Your SBN booking is successful. Click ‘Done’.

You can view the complete information here

Benefits of ORI027 Investment via M2U ID App

You can invest in SBN through M2U ID App to get various benefits, such as:

1. ORI027 purchase can be done anytime, including on weekends.
2. All processes are done online, easily accessible from the palm of your hand.
3. M2U ID App allows you to monitor SBN orders, view investor profiles, and transaction history.
4. Coupons are directly disbursed to your SID and e-SBN registered accounts.
5. Can be sold to the Secondary Market through M2U ID App.
6. Buying SBN ORI027 via M2U ID App allows you to get attractive cashback. You can see the cashback information here.

Cashback for ORI027 Purchase at Maybank

Get up to 0.20% cashback for ORI027 purchase via M2U ID App with the following details:

In addition to ORI027, in 2025 the government plans to issue several series of SBN. The following is the schedule of retail SBN issuance in 2025:

Estimated 2025 SBN Schedule

Let's immediately invest in SBN ORI027 via M2U ID App. Download M2U ID App and get various offers and convenience in investing!