Buy gold through Pegadaian's Gold Savings

Buy gold through Pegadaian's Gold Savings via the M2U ID App

One of the benefits of investing in gold is its high flexibility, which may be traded at any time when immediate funds are needed. Purchase digital gold starting at IDR1 million via the M2U ID App and get up to IDR5 million gold balances in reward per month. The more you purchase, the higher your chances to win rewards.

Period 1 March - 30 September 2025

Start investing in gold now!

INVEST GOLD NOW

How to join the program

Make sure you already have Maybank/Maybank iB Savings Account

If not, download the M2U ID App and open Maybank/Maybank iB Savings Account via M2U ID App.

Information of Maybank U/U iB Savings Account
Information of M2U ID App

Open a Pegadaian Gold Savings Pegadaian Acccount

Login to M2U ID App, select “Purchase” and select “Pegadaian Gold” then open a Pegadaian Gold Savings Account via M2U ID App.

Pegadaian Gold Saving guide

Purchase Pegadaian Gold Savings

Make your first Pegadaian Gold Savings purchase min. IDR1 millions via M2U ID App.

Terms & Conditions

Applicable for Customers who have a Pegadaian Gold Savings account in M2U ID App.

Extra gold balance
The calculation is based on the total gold purchases made by the customer each month, with a minimum purchase of IDR1 million in Pegadaian Gold Savings through the M2U ID App

Minimum Gold Purchase (IDR)	Extra Gold Balance (IDR)	Quota/Month
1,000,000	25.000	100 Customers
10,000,000	50.000	75 Customers
15,000,000	75.000	50 Customers

Grand Prize
For the customer with the highest amount of gold purchase each month during the program period, a grand prize will be awarded with the following terms;

Rank	Extra Gold Balance (IDR)	Quota / Month
1	5,000,000	1 Customer
2 - 3	500,000	2 Customer
4 - 13	100,000	10 Customer

The Grand Prize winner in the 1^strank must purchase at least of IDR250,000,000 in gold per month.
The extra gold balance received is calculated based on the total accumulated digital gold purchases within the same month.
If there are two customers with the same amount of gold purchase, the customer with the fastest gold purchase transaction will be entitled to receive the prize
The extra balance will be converted into grams of gold based on the buying price at the time the reward is credited to the Customer's Pegadaian Gold Savings account.
The extra balance will be credited to eligible Customers' Gold Savings accounts no later than the 4th week of the following month.
The Pegadaian Gold Savings account must be active at the time of reward distribution.
The terms of the program may change based on circumstances or needs
PT Bank Maybank Indonesia, Tbk, has the right to cancel, postpone, extend or end this program beforehand; vary, delete or add one of the terms and conditions of the absolute decision by providing notification in accordance with the applicable provisions and will be informed at www.maybank.co.id.
PT Bank Maybank Indonesia, Tbk at any time based on its own discretion has the right to disqualify customers who are proven or indicated to have committed fraud, violated applicable laws and regulations and/or carried out other deliberate manipulation in connection with the implementation of the program.

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