If the daily balance in Indonesian Rupiah falls below IDR 50 million, a below-minimum balance fee of IDR 100,000 per month will be charged under the following conditions:

• If the balance in the Indonesian Rupiah account is insufficient, the fee will be debited from the available foreign currency balances based on the applicable priority order.
• If the balance in one foreign currency is insufficient, the system will debit balances from multiple foreign currencies until the total fee amount is fulfilled.

Free Transactions at Other Banks’ ATMs

For customers who open a Maybank Global Access Signature/Signature iB Savings Account on or after 29 June 2026, free transaction benefits apply when maintaining a minimum average monthly balance of IDR500,000 on previous month, subject to the following terms and conditions:

*) Applicable to cash withdrawals, balance inquiries, online transfers, and failed transactions

Information on the terms and conditions for opening a Maybank Global Access Signature Savings Account/Signature iB Savings Account opened by 28 June 2026, click here

• Enjoy unlimited free transactions through M2U ID App & M2U ID Web with the following conditions:

  Transaction Type	Balance Before Transaction
  	< IDR500,000	≥IDR500,000
  BI-FAST Transfer via M2U ID App	Fees apply	Free of Charge Unlimited
  Online Transfer* via M2U
  E-Wallet Top-Up via M2U
  Bill Payments via M2U
  Purchases via M2U

  *Excluding RTGS & SKNBI transactions.

  For more information on M2U ID App & M2U ID Web fees and transaction limits: CLICK HERE

• Savings average balance: Includes average balance of all savings accounts (including foreign currency), installment savings, and including non-Global Access savings accounts. Maybank Current Accounts and Maybank Time Deposits are excluded.
• Free transaction quota covers a combined total of online transfers, e-wallet top ups, bill payments, and purchases.
• Free payments, purchases, and e-wallet top ups are applicable to the following billers:

  List of Billers	Free Transaction Mechanism
  Telkomsel Digital Lifestyle, Telkomsel Data Package, Telkomsel Prepaid, Indosat Data Package, XL Data Package, Axis Data Package, Shopeepay, DANA, abd PBB DKI Jakarta	Transaction fees are automatically waived by system.
  PAM Jaya, Centrin, MNC Vision/Indovision/Top TV/Okevision, First Media, PLN Postpaid, Indosat Ooredo Postpaid, Telkomsel (HALO) Postpaid, XL Postpaid, Telkom, PLN Prepaid, Gopay, OVO, E-Money Mandiri	Transaction fees will be charged upfront and subsequently refunded in the following month.