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Maybank Credit Card's Features

Facilities and services offered to Maybank Credit Cardholders

Global Acceptance

With a Maybank Credit Card, you can make transactions anytime, anywhere around the world.

Maybank Credit Cards can be used at more than 21 million merchant locations worldwide and offer cash withdrawal access through more than 250 Maybank branches, 605 Maybank ATMs, 26 Cash Deposit Machines, over 120,000 Visa/Mastercard®-affiliated banks, and 800,000 CIRRUS ATMs worldwide.

Maybank TREATS

An exclusive loyalty program for valued Maybank Credit Card holders. Every eligible transaction earns you Maybank TREATS (TREATS Points, TREATS Cash, or TREATS Miles), which can be redeemed for a wide range of rewards and products.

Maybank TREATS can be redeemed for a wide range of exclusive offers through the Maybank e-Catalog, including shopping e-vouchers, e-wallet credits, airline mileage programs, cashback to offset your credit card bill, annual fee waivers, and many other attractive rewards. You can conveniently check your Maybank TREATS balance, transaction history, and redemption status directly through the M2U ID App. For more information about Maybank TREATS, visit: Click here

Earn Maybank TREATS with every eligible transaction made using your Maybank Credit Card. TREATS will be awarded in multiples based on the eligible transaction amount.

Maybank Credit Card Type

Transaction Category

TREATS Multiplier

Transaction Value

Visa Infinite

All

1x

IDR8,888

BMW/MINI At BMW/MINI 1x IDR3,333,-
Restaurant, travel, overseas 1x IDR7,500,-
Others 1x IDR8,888,-
Visa Platinum On your birthday 10x IDR20,000,-
Online, restaurant, supermarket 3x
Others 1x
Mastercard® Platinum All 1x IDR20,000,-
JCB All 1x IDR10,000,-
Manchester United Manchester United Winning Day – Premier League 10x IDR20,000,-
Sports, restaurant, travel 3x
Others 1x

Maybank White card

Rank/Club Transaction Category Transaction Amount Increment Maybank TREATS Cash Maybank TREATS Points Maybank TREATS Miles

Diamond

All categories

IDR8,000 70 1 1

Emerald

IDR9,000

60 1 1

Onyx

IDR10,000 50 1 1

XBill

Convenient monthly bill payments with Maybank Credit Card.

You can conveniently pay your recurring bills through the Maybank Credit Card XBill facility.

The following monthly bills can be enrolled in XBill:

  • PLN (administration fee applies)
  • Telkom
  • Mobile phone bills (Indosat, Telkomsel, XL, Smartfren, and 3)
  • Pay TV subscriptions (Indovision, First Media, Okevision, TransVision, and YesTV)
  • Internet services (CBN, First Media, and others)

XCash

Fulfill your financial needs with convenient cash access through Maybank XCash.

Take advantage of the Maybank XCash cash facility, which is drawn from your Maybank Credit Card credit limit, with flexible installment options and competitive flat monthly interest rates. For more information about Maybank XCash features Click here

Cicilan Ringan

Enjoy easier financial management with your Maybank Credit Card through an installment program for every transaction, offering competitive interest rates and flexible tenors.

Shop with greater ease with installment plans starting from 0% interest and flexible tenors of up to 36 months for retail transactions made using your Maybank Credit Card. You can convert your purchases into installments through three (3) easy ways:

  1. M2U ID App
    Convert your transactions into installments anytime, anywhere via the M2U ID App.
  2. XPay Merchant
    Convert your transactions into installments directly at participating merchants.
  3. XPay Just Call (XPJC)
    Convert your transactions into installments through Customer Care at 1500611 or +622178869811 (from overseas).

For more information about Credit Card Installment features Click here

Credit Shield

Insurance protection for you.

A special insurance from Maybank Credit Card that protects you and your beneficiaries from the obligation to settle outstanding bills in the event of death, permanent disability, or temporary disability, with a low premium of 0.69% of your monthly outstanding balance. For more information about Maybank Credit Shield Click here

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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

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