Get extra returns every month, make Your savings grow!
Enjoy extra returns every month, by increasing and maintain average balance growth minimum of IDR10,000,000 and do transactions minimum of 3x per month via M2U ID App (mobile banking) or M2U ID Web (internet banking)/Maybank Debit Card.
Top up, keep maintaining average balance growth in your Maybank iB Savings Account, and do transaction via M2U ID App (mobile banking) or M2U ID Web (internet banking)/Maybank Debit Card, get the chance to get the extra returns!
Period program 11 October – 31 December 2024
Program benefits:
No need to visit to our branches
No hold fund
No administration fee
Make sure your Maybank iB Savings Account is active. If the account is inactive/no transactions for 12 months, please immediately activate your Maybank iB Savings Account via M2U ID App to enjoy the Extra Return.
MORE INFORMATION
Program Mechanism
Indicative extra return up to IDR25,000,000
- Top up and maintain Your average balance growth in Maybank iB Savings Account min of IDR10,000,000 every month during the program period.
|
Average Balance Growth* |
Extra Returns (% per annum/per year) |
|
|---|---|---|
|
Regular |
Special |
|
|
IDR10,000,000 - < IDR50,000,000 |
2.00% |
2.25% |
|
IDR50,000,000 - < IDR200,000,000 |
2.50% |
2.75% |
|
IDR200,000,000 - < IDR500,000,000 |
3.00% |
3.25% |
|
≥ IDR500,000,000 |
4.00% |
4.25% |
*) Compared to the baseline month, average balance in August 2024.
The difference between ‘Regular’ and ‘Special’ is that in the first month of participation, the calculation used will be ‘Regular’, but if in the following months there is a minimum increase of 10% in average balance increment of the previous month, the calculation used will be ‘Special’ which is 0.25% p.a (per annum).
Illustration average balance growth
|
ELIGIBLE EXTRA RETURNS SCHEME |
NOT ELIGIBLE EXTRA RETURNS SCHEME |
Illustration on Regular/Special extra returns
|
|
August 2024 |
October 2024 |
November 2024 |
December 2024 |
|---|---|---|---|---|
|
Average Balance/Portfolio |
5,000,000 |
50,000,000 |
55,000,000 |
55,000,000 |
|
Average Balance Growth/Portfolio Growth |
45,000,000 |
50,000,000 |
50,000,000 |
|
|
Growth of Average Balance Growth/Portfolio Growth per Month |
11.11% |
0.00% |
||
|
Types of Extra Return |
Regular |
Special |
Regular |
*) Compared to the baseline month, average balance in August 2024.
The difference between ‘Regular’ and ‘Special’ is that in the first month of participation, the calculation used will be ‘Regular’, but if in the following months there is a minimum increase of 10% in average balance increment of the previous month, the calculation used will be ‘Special’ which is 0.25% p.a (per annum).
Terms & Conditions:
- Applied for Customer with Maybank iB Savings Account:
- Maybank iB Savings Account
- Maybank Payroll iB Savings Account (not applied for Maybank employee and Maybank Group payroll)
- Maybank Payroll One iB Savings Account
- Maybank Woman One iB Savings Account
- Maybank MAKSI iB Savings Account
- Maybank U iB Savings Account
- Joint account (OR/AND) are not applied for this program.
- Average balance in Maybank iB Savings Account, average of Total Relationship Balance/portfolio or financial transaction, will be observed from 1 October 2024.
- This program does not apply to savings with a Wadiah contract.
- Balance increment from another program participation since 1 October 2024, are not applied as balance increment for this program.
- Registration on our branch is not required, only requires to do following things below to enroll on this program :
- For Customer with no savings account, open Maybank U iB Savings Account via M2U ID App/ M2U ID Web. How to open Maybank U iB Savings Account CLICK HERE
- Top up and maintain average balance growth on Maybank Savings Account that applied on this program.
- Applied for fresh fund only with minimum growth requirement of IDR10 million on :
- Maybank iB Savings Account
- Average of Total Relationship Balance (TRB)/overall portfolio of Maybank iB Savings Account, Current Account iB & Time Deposit iB (in any currency), as converted into IDR according to Bank’s applicable exchange rate.’
- Required to do transactions on M2U ID App/ M2U ID Web 3x times per month, with choices of transaction listed below:
- Purchase transaction
- Bill payment transaction
- Top up e-wallet
or - Purchase with Maybank QR Pay via M2U ID App
- Purchase with Maybank Debit Card
- Extra returns will be determined by the lowest amount between average balance growth on savings account or overall portfolio of Maybank Savings Account, Current Account & Time Deposit compared from August 2024. with maximum indicative extra return given every month capped at IDR25,000,000 (net).
- Extra returns will be credited to the savings account used for program in the 4th week on the following month, by the latest.
- Extra return will be given if savings account used for this program is in active status. Extra returns will not be processed if account status is deemed not active or already closed.
- The rewards given come from the Bank's funding sources and are not part of the Customer's profit sharing.
- PT Bank Maybank Indonesia Tbk is allowed to cancel, postpone, extend or end this program before; with variety of deleting or adding any terms and conditions by making announcement based on regulation applied and will be informed in maybank.co.id
24/7, M2U ID App
Download M2U ID app and log in using your M2U ID Web user login.
Already have Maybank Savings, don’t have M2U ID Web user login?
Activate and register directly through M2U ID Web or M2U ID App.
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