Get extra returns every month, make Your savings grow!
Enjoy extra returns every month by registering via Maybank website, increasing and maintaining an average balance increase of at least IDR10 million or USD5,000 and making 3x financial transactions with Maybank Debit Card and via M2U ID App (mobile banking)/M2U ID Web (internet banking) every month.
Keep increasing funds in Maybank iB Savings Account and transactions with Maybank Debit Card or via M2U ID App (mobile banking)/M2U ID Web (internet banking)!
Period 1 January – 30 June 2026
Make sure your Maybank iB Savings Account is active. If the account is inactive/no transactions for 12 months, please immediately activate your Maybank iB Savings Account via M2U ID App to enjoy the Extra Return.
MORE INFORMATION
Program Mechanism
- Customers are required to register via the Maybank website by completing 7 (seven) personal data fields, including: ID number, account number, Customer name, mobile phone number, email address, Sales NPK*, and selected currency (IDR or USD).
*Sales NPK refers to the employee identification number of Maybank Indonesia staff who offers the program (if applicable)
Register now
CLICK HERE
Registration is required only once per account for each program period, effective from the beginning of the month in which the Customer registers until the end of the program period (30 June 2026). If the Customer has more than one account to be registered, either in the same or different currencies (e.g. IDR and USD accounts), the Customer is required to re-register for each account. Customers who have registered in the previous period (July – December 2025) are required to register again to participate in the current program period (January – June 2026).
Only Customers who have completed the registration will be declared eligible for this program. - Increase/top up funds in Maybank iB Savings Account and maintain an increase in the average balance of Maybank iB Savings Account with a minimum of IDR10 million or USD5.000 every month during the program period.
Click Here
Click Here
IDR
|
Average Balance Growth* |
Indicative Extra Return (% per annum/per tahun) |
|
|---|---|---|
|
Regular |
Special |
|
|
IDR10,000,000 - < IDR50,000,000 |
2.00% |
2.25% |
|
IDR50,000,000 - < IDR200,000,000 |
2.50% |
2.75% |
|
IDR200,000,000 - < IDR500,000,000 |
3.00% |
3.25% |
|
≥ IDR500,000,000 |
4.00% |
4.25% |
*) Compared to the baseline month, average balance in December 2025.
USD
|
Average Balance Growth* |
Indicative Extra Return (% per annum/per tahun) |
|
|---|---|---|
|
Regular |
Special |
|
|
USD5,000 - < USD10,000 |
1,25% |
1,50% |
|
USD10,000 - < USD25,000 |
1,50% |
1,75% |
|
USD25,000 - < USD50,000 |
2,75% |
3,00% |
|
USD50,000 - < USD100,000 |
3,00% |
3,25% |
|
≥ USD100,000 |
3,25% |
3,50% |
*) Compared to the baseline month, average balance in December 2025.
The difference between Regular extra return and Special extra return is that in the initial month of membership, you will get a Regular calculation, but if in the following month there is an increase in the average balance of at least 10% of the increase in the average balance of the previous month with an eligible status in the previous month, you will get a larger Special extra return calculation of 0.25% p.a (per annum/per year).
Illustration average balance growth
|
ELIGIBLE EXTRA RETURNS SCHEME |
NOT ELIGIBLE EXTRA RETURNS SCHEME |
llustration on Regular/Special extra return
|
|
December 2025 (Baseline month) |
January 2026 |
February 2026 |
March 2026 |
|---|---|---|---|---|
|
Average Balance/Portfolio |
5,000,000 |
50,000,000 |
55,000,000 |
55,000,000 |
|
Average Balance Growth/Portfolio Growth |
|
45,000,000 |
50,000,000 |
50,000,000 |
|
Growth of Average Balance Growth/Portfolio Growth per Month |
|
|
11.11% |
0.00% |
|
Types of Bonus Interest |
|
Regular |
Special |
Regular |
Terms & Conditions:
- Applied for Customer with Maybank iB Savings Account, with the following types:
- USD
- Maybank Super Valas iB USD Savings Account
- IDR
- Maybank iB Savings Account
- Maybank Payroll iB Savings Account (not applicable for Maybank employee and Maybank Group payroll)
- Maybank Payroll One iB Savings Account
- Co-Branding Maybank Finance iB Savings Account
- Maybank Woman One iB Savings Account
- Maybank MAKSI iB Savings Account
- Maybank U Savings Account
- Not applicable for Wadiah accounts.
- Joint account (OR/AND) are not applied for this program.
- Average balance in Maybank iB Savings Account, Total Relationship Balance (TRB)/average portfolio or financial transactions, calculated from 1 January 2026.
- Balance increase for other program participation (eg: Maybank GIFT both IDR and USD) since 1 January 2026, will not be calculated as an increase in balance for this program.
- Funds must be fresh funds and there is an increase in the minimum average balance of IDR10 million or USD5,000 at:
- Maybank Tabungan iB
- Total Relationship Balance (TRB)/average portfolio (will take into account the entire portfolio of Maybank Tabungan iB, Giro iB and Deposit iB in all types of currencies, where for foreign currencies will be converted to IDR currency in accordance with the prevailing exchange rate at the Bank).
- Required to do transactions on M2U ID App/ M2U ID Web 3 times per month including 1x payment transaction with Maybank Debit Card. ith Other transaction options are:
- Purchase transaction
- Bill payment transaction
- Top up e-wallet
or - Purchase with Maybank QR Pay via M2U ID App
- Purchase with Maybank Debit Card
- Extra return will be determined by the lowest amount between average balance growth on savings account or overall portfolio of Maybank Savings Account, Current Account & Time Deposit compared from December 2025 with maximum extra return given every month capped at IDR25,000,000 or USD1.500 (net).
- Extra return will be credited to the savings account used for program in the 4th week on the following month, by the latest.
- Extra return will be given if savings account used for this program is in active status. Extra return will not be processed if account status is deemed not active or already closed.
- The Customer will still get the rate of return on savings, in accordance with the provisions of the applicable rate of return.
- Gifts given come from the Bank's financial resources and are not part of the Customer's profit sharing.
- PT Bank Maybank Indonesia Tbk is allowed to cancel, postpone, extend or end this program before; with variety of deleting or adding any terms and conditions by making announcement based on regulation applied and will be informed in www.maybank.co.id
If the rate of return (including Extra return or other gifts) received by the Customer exceeds the rate of return guaranteed by the LPS (Lembaga Penjamin Simpanan), then the funds in Maybank iB Savings Account Customer are not included in the LPS guarantee.
To find out the current LPS (Lembaga Penjamin Simpanan) interest rates, please visit the following website www.lps.go.id
24/7, M2U ID App
Download M2U ID app and log in using your M2U ID Web user login.
Already have Maybank Savings, don’t have M2U ID Web user login?
Activate and register directly through M2U ID Web or M2U ID App.
SHARIA
Halal Certification Registration
Halal Certification Registration
Shariah Wealth Management
Simpanan Syariah
Maybank iB Savings Account Promotions
Hajj and Umrah
Zakat, Infaq & Sadaqah
Sharia Business
Property Financing iB
Car Financing iB
Motorcycle Financing iB
Profit Sharing
Shariah Leaders Forum
OTHERS
Customer Support
Japan Desk
Maybank Marathon 2026
Promotion
Customer Support
News & Announcements
KPM Privilege
Locate Us
Refer a Friend
Fees & Charges
Rates Information
Maybank Basic Credit Interest Rate
Customer Education
External Link
Whistle Blowing
Security Privacy and Policy
Social Media Community Guidelines
Select Country
Corporate Online Services
