1. Death Benefit
   
   If the insured passes away as a result of an accident, Allianz will pay the death benefit to the insured's beneficiaries up to the amount shown in the table of benefits in the policy schedule. Maximum sum insured is IDR2,500,000,000.
2. Accidental Permanent Disability
   
   If the Insured suffers from a permanent disability directly caused by an accident, Allianz will pay the accidental permanent disability benefit to the Insured or their beneficiaries up to the Percentage Limit in accordance to the following table of benefits:

   Tabel Manfaat		%
   Permanent total loss of sight of both eyes		100%
   Permanent total loss of sight of one eye		70%
   Loss of or the permanent total loss of use of two limbs		100%
   Loss of or the permanent total loss of use of one limb		70%
   Loss of speech and hearing		100%
   Permanent total loss of hearing of	Both Ears	75%
   	One Ear	25%
   Loss of speech		50%
   Permanent total loss of the lens of one eye		50%
   Loss of or the permanent total loss of use of four fingers and thumb		60%
   Loss of or the permanent total loss of use of four fingers		40%
   Loss of or the permanent total loss of use of one thumb	One joint	15%
   	Both joints	20%
   Loss of or the permanent total loss of use of fingers	One joints	5%
   	Two joints	7.5%
   	Three joints	10%
   Loss of or the permanent total loss of use of toes	All - one foot	15%
   	Great - both joints	5%
   	Great - one joint	3%
   Fractured leg or patella with established non-union		10%
   Shortening of leg by at least 5 cm		7.5%

3. Accidental Temporary Disability
   
   If the Insured suffers from a permanent disability directly caused by an accident, Allianz will provide compensation as per the following table:

   Category	Compensation (per day)
   Group 1	IDR35,000
   Group 2	IDR45,000
   Group 3	IDR50,000
   Group 4	IDR65,000
   Group 5	IDR90,000

   Maximum of 240 days (excluding Sunday)

4. Funeral Expenses
   
   If the insured dies due to an accident, Allianz will provide compensation to the beneficiaries in the amount stated in the policy schedule for funeral expenses upon the death of the insured.
5. Medical Expenses (Additional Benefit with Additional Premium)
   
   If the Insured must receive medical treatment due to an accident, Allianz will reimburse the medical treatment costs, a maximum of 10% of the sum insured. If the Insured has made a claim on another insurance policy, Allianz will pay the difference (excess) according to the agreed limit in the personal accident insurance policy.

Registration and Claim Procedure

How to Register

You can visit the nearest Maybank branch office for registration.
Additional documents that must be included for the registration process are as follows:

• A copy of ID Card
• A copy of ID Card of the selected Beneficiary(ies) and other supporting documents (e.g. family register/Kartu Keluarga)

Claim Procedure

Contact Allianz Care at 1500136, or by email at cs@allianz.co.id
Make sure you make a claim notification within a maximum period of 14 (fourteen) calendar days after the date of risk occurrence.

Disclaimer

Personal Accident Insurance (Asuransi Kecelakaan Diri) is an insurance product issued by PT Asuransi Allianz Utama Indonesia. PT Bank Maybank Indonesia Tbk (“Bank”) only acts as a reference provider for Personal Accident Insurance.

Personal Accident Insurance (Asuransi Kecelakaan Diri) is not a product of the Bank and therefore the Bank will not be liable for any and all claims as well as any risks that arise from the products issued by PT Asuransi Allianz Utama Indonesia.

PT Asuransi Allianz Utama Indonesia is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan) and its Sales Staff are licensed by the General Insurance Association of Indonesia (Asosiasi Asuransi Umum Indonesia).