Investment Benefits

• Optimum Investment Allocation, whereby the premium placement in the first year is 50%, the second year is 80% and 110% for the third year and so on.
• 4.5% bonus for each premium payment starting from the third year onwards

End of Policy Benefits

If the insured lives until the end of insurance period, Allianz will pay the final contract benefit in the form of all balance of Investment Value (if any) at the end of the insurance period.

Life Protection Benefits

If during the insurance period the Insured Party passes away,  Allianz will pay the benefits in the form of insurance compensation plus the entire balance of the Investment Value in this Policy, calculated based on the Unit Purchase Price at the same time the claim is approved.

Policy Redemption Benefits

If the Policy holder stops the policy or makes policy redemption, the investment value accumulated will be paid to the Policy holder.

Additional Health Insurance Benefits

Get additional health insurance benefits through Prime Medical, which provides premium protection solutions and offered in 5 different plans.

Advantages of Prime Medical Protection :

1. Additional booster for comprehensive protection
   If annual limit runs out, it may be replenished up to IDR50 billion per year. Terms and conditions apply according to the Policy.
2. Exclusive protection
   Offers hospital bill paid as charged, cashless method, and coverage around the world.
3. Personal care room facilities
   A comfortable and exclusive hospital room according to the terms of the plan.
4. Priority health services
   Provides personal assistant from Allianz hospital assistant for domestic services and a medical concierge from international assistance for overseas services.
5. Medical opinion service
   Provides expert medical opinion services from health experts around the world who help provide medical opinions on the diagnosis.

For more information, click here to download rider product brochure