Currently, financial management no longer has to be done manually with the existence of mobile banking applications that can make it easier for us to manage finances. Maybank Indonesia with M2U ID App mobile banking application has provided 360 Digital Wealth Feature. With the 360 Digital Wealth Featureh you can easily access three main menus: My Portfolio to view asset and loan portfolios, Set Financial Plan, and View Expenses.

In the My Portfolio section , in the 360 Digital Wealth feature on the M2U ID App you can monitor in real-time various investment assets and loans in Maybank, you can also add asset portfolios and loans outside Maybank that you can monitor independently.

See Other 360 Digital Wealth Feature Articles: Organize Financial Plan, Monitor Expenses

Here are some benefits that you can get in the My Portfolio menu in the 360 Digital Wealth M2U ID App feature:

1. Integrate multiple assets or loans in one place

The My Portfolio menu will display your entire financial statement, which consists of two types of information namely 'My Assets' and 'My Loans'. 'My Assets' will automatically display the various assets you have at Maybank, including investment assets such as Gold, Mutual Funds, and Government Securities (SBN), deposits such as Maybank Savings, Maybank Deposits, Maybank MyPlan Savings and Bancassurance. In addition, you can also add other assets outside Maybank to get a more complete picture of your portfolio. Meanwhile, the 'My Loans' information will display information about all the loans you have at Maybank such as Credit Cards, KTA, and KPR so that it makes it easier for you to manage your financial obligations better.

2. Visualize the financial position of all your Assets and Loans

In the My Portfolio menu di M2U ID App, Anda dapat melihat grafik yang menampilkan yang dapat membantu memvisualisasikan proporsi aset atau pinjaman yang Anda miliki. Pada aset portofolio emas, Anda dapat melihat performa potensi untung/rugi dari emas digital yang Anda miliki. Dengan informasi yang tersedia dalam ringkasan portofolio, Anda dapat dengan mudah menganalisa performa aset dan pinjaman Anda. Hal ini memudahkan Anda untuk membuat keputusan finansial yang lebih cerdas. Misalnya seperti keputusan dalam melakukan diversifikasi alokasi investasi untuk mengoptimalkan portofolio Anda serta merencanakan langkah-langkah mendatang dengan lebih baik sesuai dengan tujuan keuangan Anda.

3. Access in One Hand

Through the My Portfolio menu, you can access all your asset and loan portfolios in one application, so that only by using 360 Digital Wealth in M2U ID App you can manage your finances easily. With easy access to the information you need, you can more confidently make informed financial decisions. For example, information on asset allocation can help you decide whether to add certain investment products or shift funds to other more profitable instruments. All with an integrated summary in one hand on the M2U ID App.

The My Portfolio menu not only makes it easier to manage your personal finances but also increases your potential investment returns.

Here's how to monitor assets and loans via M2U ID App that you can follow:

1. Login M2U ID App
2. Click the 360 icon on the top right of the screen to view your portfolio
3. The screen will display all your Assets and Loans. Click to view asset or loan details
   1. View total assets
   2. View total loans
   3. Add assets or loans outside Maybank
4. My Assets view. Select one of your asset categories such as Savings, Deposits, Mutual Funds, and Bancassurance to view the details.
   1. Asset category view. You can click each investment/savings product you have to see more details such as opening and transaction details.
5. My Loan view. Select one of the loan categories you have such as Credit Card and Mortgage to view the details.
   1. Loan category view. You can click on each loan product you have to see more details.
6. You can also add assets or loans outside Maybank whose data you can input independently.

You can see complete information on this page.

In addition to the My Portfolio menu, the 360 Digital Wealth feature also features Organize FinancialPlan and Spending Monitor . Set Financial Plan allows you to set long-term financial goals in a more structured manner, while Spending Monitor helps in managing and analyzing daily spending patterns. The combination of these three features makes M2U ID App a complete tool for managing personal finances with maximum efficiency.

What are you waiting for? Download M2U ID and enjoy the 360 Digital Wealth feature to make it easier for you to monitor investment assets and loans now!