Gold investment has long been a popular choice among the public. In the midst of global economic uncertainty, gold is still considered a stable and resilient asset. Quoting Kontan, as of Monday (21/10), international gold prices and Antam gold broke through all-time highs, and are projected to continue.

Now, digital gold is increasingly in demand as a more practical investment alternative. Moreover, with the presence of digital gold investment features in the M2U ID App, investing in gold can now be done easily and practically.

Why Digital Gold is a Suitable Investment Alternative for Various Generations

There are several main reasons why digital gold is suitable for various generations:

• Gold Price Tends to Be Stable

  Gold is known as an asset that has a stable value, especially in the long run. When the global economy is in turmoil, gold prices usually increase, making it a safe investment instrument. Gold is often hedged against inflation and currency depreciation, providing financial security for all generations.

• No Capital Required

  Digital gold investment does not require large capital. With digital gold, anyone can start investing with a small amount, making digital gold more accessible to everyone, from students to young professionals.

• Practical and Easy Access

  With digital gold, you don't have to go to a gold shop or rent a safe deposit box at a bank to store physical gold. All transactions can be done online and more efficiently. Digital gold provides practical access without the hassle of physical storage, while providing maximum security.

Now you can invest in digital gold in Pegadaian Gold Savings via M2U ID App which provides a number of advantages that not only facilitate the investment process, but also provide greater flexibility and transparency. Here are some of the advantages offered:

1. Gold buying and selling transactions start from IDR 10,000

   On M2U ID App, you can buy gold easily, even with as little as IDR10,000. This allows anyone to start investing in gold without having to have a large capital. The gold purchase process is done directly from the M2U ID App with a secure and integrated system.

2. Periodic purchase settings

   One of the best features in M2U ID App is the ability to set up periodic gold purchases. With this feature, you can plan your long-term gold investment automatically, so you don't have to bother making manual purchases every time you want to add to your gold portfolio.

3. Real-time Pegadaian gold value information

   You can access real-time Pegadaian gold price information every day. This is very helpful in making the right investment decisions based on the latest market prices. You can easily monitor gold price movements through the M2U ID App and decide when is the best time to buy or sell your gold.

4. Physical gold conversion feature available

   Although the gold you buy through M2U ID App is in digital form, M2U ID App offers a physical gold printing feature. You can change the gold to your liking if you want to own gold in physical form at any time.

Before you start investing in digital gold, there are some important tips to consider to maximize your gold investment:

• Understand the types of gold investment

  There are various types of gold investments, ranging from physical gold such as jewelry or bars, to digital gold that does not require physical storage. Understanding the different types of investment is important so that you can choose the type of gold that suits your investment goals and strategy.

• Determine your gold investment goals and the right strategy

  Before you start investing, first determine what your investment goals are. Is it for retirement, children's education, or as an emergency reserve? Once the goal is clear, you can determine the right investment strategy, such as buying gold periodically to take advantage of fluctuating prices.

Before you start investing in digital gold, there are some important tips to consider to maximize your gold investment:

1. First Step Registration

   Here are the steps to register for Pegadaian Gold Savings via M2U ID App:

   • Login M2U ID App
   • On the main page, navigate to the “Investment & Insurance” menu, then click the '+'* button.
     *You can also register through the Purchase menu on the account dashboard page.
   • Choose “Pegadaian Gold” product
   • You can read brief information related to Pegadaian Gold Savings Products and Services then click “Next”
   • Enter the nominal gold purchase or the number of grams of gold you want to buy, then click “Next”
   • Click “Take Photo” and make sure the e-KTP is clearly visible in the camera frame on the screen, then click “Next”
   • Complete the Additional Information, and click “Next”
   • Make sure again that the Customer data that will be shared with the Pegadaian for opening the following pawnshop account is correct, then click “confirm”
   • Read and check to agree to all requirements then click “Next”
   • Select the source of funds account that will be used for debiting gold purchase transactions
   • Verify your gold purchase transaction details and click “confirm”
   • Enter your Secure2u passcode
   • Registration and gold purchase transaction is successful. After a successful transaction, Customer will receive push notification and email notification.

2. Next Steps: Digital Gold Purchase

   After registering, you can purchase digital gold. Here's how to purchase gold periodically in Pegadaian Gold Savings via M2U ID App:

   • Login M2U ID App
   • On the main page, scroll to the “investment & insurance” menu, then click the '+' button or click on your gold portfolio*.
     *Periodic gold purchases can also be accessed through the Purchase menu on the account dashboard page.
   • You can see the details of previously owned gold transactions and the selling price of gold. If the customer wants to buy gold, select “Buy”
   • Select the type of periodic purchase and enter the nominal gold purchase or the amount of gold weight in grams that you want to buy, then click “Buy Gold”
   • Select the frequency of purchase time (monthly / weekly).
   • Choose the period of purchase
   • Select the date/day of debiting, then click “Buy gold”
   • Select the source of funds account that will be used for debiting periodic gold purchase transactions
   • Read and check to agree to all terms then click “Next”
   • Verify your periodic gold purchase transaction details and click “Confirm”
   • Enter your Secure2u passcode
   • Periodic gold purchase transaction is successful.
   • After a successful transaction, customers will receive push notification and email notification.
     For more information on purchasing digital gold on the M2U ID App, please visit this page.

Gold Savings Promo

You can get the following promos when opening Pegadaian Gold Savings on the M2U ID App:

• Extra balance up to Rp450 thousand from opening Pegadaian Gold Savings Account

• Gold balance up to IDR 2 million by opening Maybank Tabungan/Tabungan iB via M2U ID App and maintaining an average balance of min. Rp5 million every month for 12 months

More information about other promos click here.

Let's start investing in digital gold at Tabungan Emas Pegadaian via M2U ID App and get the convenience of investing in digital gold!