Approaching the new year, it is usually a momentum to prepare financial plans to be wiser in the future, including in terms of investment. One instrument or investment option that is predicted to shine in 2025 is gold investment. With the potential fluctuations in the global economy, many people start looking for investment instruments that are stable and minimal risk. Not only as an asset value protector, gold also offers ease of investment through digital platforms.

Why is gold an investment option in 2025?

Gold has long been known as a safe haven asset, an asset that tends to be stable even when market conditions are uncertain. According to some predictions, gold prices are expected to continue to rise in 2025.

Reasons for the Rise in Gold Prices:

• Global Economic Uncertainty

  Geopolitical tensions, monetary policy changes, and inflation are expected to be factors that drive investors to turn to gold as a hedge.

• High Demand from Industry

  Apart from being an investment, gold also has a significant demand in the industrial and technology sectors, which will further increase in the coming years.

• Pros of Gold as an Investment Instrument

  1. Not affected by interest rates or currency values.
  2. Easy to cash out at any time.
  3. Universal, accepted worldwide.

With these advantages, gold is an attractive option, especially for those who want to preserve the value of their assets in times of uncertainty.

Pegadaian Gold Savings on M2U ID App

Gold investment is now easier and more practical with the Pegadaian Gold Savings feature that can be accessed through the M2U ID App (mobile banking). This feature allows you to own gold without having to buy large amounts digitally.

The following are the advantages of gold investment in M2U ID App:

• Purchases start from Rp10,000

  No need to prepare large funds. With a small amount, you can start saving gold.

• Real Time Gold Price Monitor

  Monitor gold price movements directly through the M2U ID App, so you can buy or sell gold at the right time.

• 24 Karat Purity

  The gold managed in this savings account has a high purity level and is guaranteed by Pegadaian.

• Service to Convert Digital Gold to Physical

  You can print your digital gold balance into physical gold in the form of bars as needed.

• Professional and Transparent Management

  Pegadaian Gold Savings in M2U ID App is managed by Maybank and Pegadaian in a transparent manner, giving investors peace of mind.

• Periodic Purchase Settings

  The ‘Routine Gold Transaction’ feature allows you to consistently save gold as needed, either weekly or monthly.

The regular savings feature in M2U ID App can help you consistently save digital gold without worrying about the fluctuating gold price every month. In addition to making you disciplined in investing, this method is also suitable for beginner investors in building a solid gold portfolio.

How to save digital gold regularly via M2U ID App:

M2U ID App has a Pegadaian Gold Savings feature, which allows you to save gold regularly easily and practically.

Here are the steps;

1. Login to M2U ID App
2. On the Main Page, click on the menu burger (3 line icon) on the top left of your account display page
3. Choose Set Routine Transaction
4. Click ‘Add routine transaction’ and select purchase
5. On the routine transaction page, fill in the name of your routine transaction
6. Choose Purchase Type ‘Pegadaian Gold’
7. Complete your routine transaction information for regular gold purchases
8. Select the source of funds account that will be used for debiting periodic gold purchase transactions
9. Enter the amount of gold purchase, minimum IDR 10 thousand
10. Choose the frequency of purchase ‘every week/every month’
11. Choose the date/day of debiting
12. Read and tick to agree to all terms then click ‘Next’
13. Verify your Transaction details and click ‘Confirm’
14. Enter your Secure2u passcode
15. Your regular gold purchase transaction is successful

For complete information on how to save gold regularly on the M2U ID App, please click here.

Let's start saving pawnshop gold on the M2U ID App now.

Guide to Open Pegadaian Gold Savings via M2U ID App