Fulfil your financial transaction needs ahead of Eid Al-Fitr with M2U ID App

21 March 2025

As Eid al-Fitr approaches, people are busy preparing for the festivities, baking cookies, purchasing new prayer essentials and clothing, and planning homecoming trips to reunite with family.

Ramadan shopping trends have evolved over the years. Nowadays, more people prefer online shopping over traditional methods. E-commerce platforms, marketplaces, and social media have become the primary channels for fulfilling Ramadan needs. However, for some, offline shopping at physical stores or traditional markets remains a preferred choice as it allows them to assess product quality firsthand. Therefore, having flexible payment options is essential.

M2U ID App, Maybank Indonesia's mobile banking application, offers a practical solution with various payment features to support both online and offline transactions. With seamless payment options, users can shop conveniently according to their preferences.

1. Offline Shopping - Pay with QRIS

   For those who prefer shopping at physical stores or traditional markets, the QRIS (Quick Response Code Indonesian Standard) payment method via the Maybank QR Pay feature in the M2U ID App is an ideal choice. Maybank QR Pay enables cashless transactions by simply scanning a QR code at merchants that support this payment method. This eliminates the hassle of carrying cash or dealing with change, making shopping faster and more efficient.

   Benefits of using QRIS for offline transactions

   •Fast and convenient – Simply scan the QR code without the need for cash.

   •Widely accepted – QRIS is available at various stores, restaurants, and even street vendors that support this payment system.



2. Online Shopping - Pay via Virtual Account and E-Wallet

   For those who prefer shopping from home via e-commerce platforms or marketplaces, , payments using Virtual Account (VA) transfers and e-wallets via the M2U ID App provide a simple and practical solution.

   •Virtual Account Transfers

   This feature simplifies payments without requiring manual confirmation. Each transaction generates a unique VA number, which can be used for payments across various e-commerce platforms and service providers. With this feature, users can avoid transfer errors, as the system automatically recognizes the payment.

   •E-Wallet Top-Ups

   The M2U ID App allows users to top up balances directly for various digital wallets such as ShopeePay, GoPay, OVO, DANA, and more. This enables quicker transactions without switching between applications. Additionally, using e-wallets helps users manage expenses better, with frequent promotions and cashback offers available on various platforms.

In addition to providing payment convenience, the M2U ID App also makes it easier to monitor every transaction. Users can easily track their payment history, check their balance in real-time, and set transaction limits according to their needs.

To ensure smooth transactions, here are the steps for making payments using various methods in the M2U ID App:

How to Pay Using QRIS via Maybank QR Pay in M2U ID App

1. Open the M2U ID App and select “Scan QR” at the bottom right of the login page.
2. Point your phone at the QRIS code you want to pay and scan it.
3. Enter the transaction amount and click “OK.”
4. Confirm the transaction amount and click “Proceed.”
5. Review the payment details, and if everything is correct, click “Confirm.”
6. Enter your Secure2u passcode.
7. Payment is successful. Click “Done” to close the app or “Pay Again” to make another payment.

For more details on how to pay using QR Pay, click here.

How to Pay Using the Virtual Account Transfer Feature in M2U ID App

1. Log in to the M2U ID App.
2. Select the “Transfer” menu on the account dashboard, then choose “Virtual Account.”
3. Select the source account, then enter the Maybank Virtual Account number and click “Next.”
4. Enter the payment amount and ensure it is correct. Click “OK” to continue.
5. Enter a message or receipt (optional), then click “Proceed” to continue the transaction.
6. On the confirmation page, review the transaction details and click “Confirm.”
7. Enter your Secure2u passcode.
8. The Virtual Account transaction is successful.

For more details on how to pay using a Virtual Account, click here.

How to Top-Up an E-Wallet in M2U ID App

1. Log in to the M2U ID App.
2. Select the “Transfer” menu and choose “E-Wallet.”
3. Select the source account.
4. Choose the type of E-Wallet. Example: GoPay.
5. Enter the phone number registered with your GoPay account.
6. Enter the amount you want to transfer.
7. Review the transfer amount, then click “Proceed.”
8. Check the transfer details. If correct, click “Confirm.”’
9. Enter your Secure2u passcode.
10. The e-wallet top-up is successful.

Informasi lengkap cara bayar menggunakan e-wallet bisa Anda lihat di sini.

Make your Ramadan shopping easier with the M2U ID App. With comprehensive payment features like Maybank QR Pay, Virtual Account transfers, and e-wallet top-ups, shopping is now more convenient and practical. Download the M2U ID App now!