Features & Benefits

Initial Deposit

Minimum initial deposit is IDR200,000

Free of contribution fees for Personal Accident Shariah Insurance

Personal Accident Shariah Insurance of 20x the balance at the end of the previous month, maximum insurance benefit of IDR2 billion^*

Free Transaction

Free online interbank transfers & BI-FAST up to 10 transactions per month^**

Free Cash Withdrawal

Free cash withdrawals at any ATM (Prima/Bersama/ALTO networks) up to 20 times/month^***

Easy Bill Payment

Free of charge for bill payment and purchase via M2U ID App or M2U ID Web^****

E-Statement Facility

Transaction information will be sent to your email

* End-of-month balance refers to the balance on the last working day of the month or the closing balance at the Bank’s end-of-month processing. Sharia insurance protection is an insurance product provided by Maybank’s partner. Maybank pays the insurance contribution (premium), does not receive any commission, and is not responsible for any risks arising from the insurance product offered. The insurance product is not covered under the deposit guarantee program as stipulated in the prevailing laws and regulations regarding the Indonesia Deposit Insurance Corporation.
** Effective 1 December 2025, free transaction fees are limited to a maximum of 10 times/month/customer for the accumulated online interbank transfer transactions (RTOL) and BI-FAST via the M2U ID App/M2U ID Web. BI-FAST services are available exclusively via the M2U ID App. Interbank transfer fees using BI-FAST refer to the M2U ID App Fee Schedule.
*** Subsequent transactions will automatically be charged IDR7,500 per transaction. Effective 1 December 2025, free cash withdrawals at any ATM are limited to a maximum of 20 times/month.