Cashback Investasi Reksadana atau SBN

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Start your investment journey with Maybank today to achieve your financial goals. Choose Mutual Funds or Government Bonds (SBN) as your investment solution and earn cashback of up to 0.20%.

Period 1-31 October 2026

Terms and conditions

This program is available to personal and corporate Customers, subject to the following conditions:

Customers who have not held any Mutual Fund products (excluding Money Market Mutual Funds holdings) or Government Bonds (SBN), or
Customers who currently hold Mutual Fund or Government Bond (SBN) products but have not made any purchase/subscription or switching transactions within the past six (6) months.
Customers must hold an active Maybank Savings Account/Maybank iB Savings Account in Indonesian Rupiah (IDR). An account is defined as active if there has been any deposit, withdrawal, or balance inquiry activity within the past 12 months.
This program is not applicable to joint accounts (OR/AND/QQ).
The Program applies to Mutual Fund/Government Bond (SBN) transactions with a minimum fee/spread (gross) of 1% of the transaction value, in accordance with the applicable provisions.
Minimum transaction amount per product category is IDR50 million.
This program applies to cumulative transaction of the same product category conducted within the same calendar month, subject to the applicable terms and conditions. Transaction amount from different product categories (Mutual Fund and SBN) cannot be combined.

Cashback rewards of up to 0.20% apply under the following conditions:

Mutual Funds/SBN Transaction Amount	Cashback Amount Calculated from Transaction Amount
IDR50 million – < IDR250 million	0,10%
IDR250 million – < IDR500 million	0,15%
≥IDR500 million	0,20%

Customers who have participated in and fulfilled the eligibility requirements of other Maybank investment programs will only be entitled to receive the cashback from the program with the highest investment amount.

Cashback Calculation Illustration:

Customer	Scenario	Reward (Gross)
A	SBN purchase on 15 October 2026 with face value of IDR 49.500.000 and spread of 1% on transaction value.	No cashback is awarded as the minimum investment threshold is not met.
B	Mutual Fund purchase on 10 October 2026: IDR 110.000.000 with 1% fee on transaction value.	Cashback: 0,10% x IDR 110.000.000 = IDR 110.000
C	Mutual Fund purchase on 20 October 2026: IDR350 million with 1% fee on transaction value.	Cashback: 0,15% x IDR 350.000.00 = IDR 525.000
D	SBN purchase on 10 October 2026 with face value of IDR 200.000.000 and spread of 1% on transaction value. Subsequent SBN purchase on 15 October 2026 with face value of IDR 400.000.000 and spread of 1% on transaction value. Total investment of IDR 600.000.000.	Cashback 0,20% x IDR600.000.000 = IDR1.200.000 Reward accumulation applies since both transactions remain within the same product category.
E	Mutual Fund purchase on 10 October 2026: IDR 100.000.000 with 1% fee on transaction value. Subsequent SBN purchase on 15 October 2026 with face value of IDR 250.000.000 and spread of 1% on transaction value. Total Investment of IDR 350.000.000.	Mutual Fund Cashback: 0,10 % x IDR 100.000.000 = IDR 100.000 SBN Cashback: 0,15% x IDR 250.000 = IDR 375.000 Total cashback IDR 475.000 Reward accumulation does not apply as both transactions are in different product categories.
F	Mutual Fund purchase on 20 October 2026: IDR600,000,000 with 0.5% fee on transaction value.	Not eligible to receive the reward because the fee/spread does not meet the program minimum requirement.

The program is applicable to Mutual Fund/SBN transactions with a minimum fee/spread (gross) of 1% of the transaction value, in accordance with the terms and conditions of this program.
For investments in Mutual Funds or SBN denominated in foreign currency (USD), cashback will be credited in Indonesian Rupiah (IDR) based on the exchange rate applied in the Maybank Indonesia system at the time of the transaction. Cashback will be credited to the Maybank Savings Account/Maybank IB Savings Account used as the transaction funding source, no later than 45 business days after the customer completes the transaction and meets all applicable program terms and conditions.
Cashback will only be granted if the account used for the program is active. If the account is inactive, dormant, or closed, cashback will not be awarded.
To participate in this program, start investing in Mutual Funds or secondary market SBN with Maybank and register by contacting your Relationship Manager.

Government Bonds (SBN) product information
CLICK HERE
Mutual Funds product information
CLICK HERE

PT Bank Maybank Indonesia Tbk reserves the right to amend, remove, or add any terms and conditions of this promotional program at any time. Any changes and/or updates will be published on the official Maybank website at www.maybank.co.id.
PT Bank Maybank Indonesia Tbk reserves the full right, at its sole discretion, to disqualify customers from this program if there is any indication or evidence of fraud, violation of applicable laws and regulations, and/or any form of intentional manipulative activity in relation to the program.

Disclaimer:

The cashback is a promotional offer provided by the Bank and does not constitute investment returns or profits from Mutual Fund or Government Bonds (SBN) product.

Investments in Mutual Funds and Government Bonds (SBN) offer benefits as well as risks, depending on the characteristics of each product. Please ensure that you have read the Product and Service Information Summary (RIPLAY) and understand the investment risks before making any transaction.

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