Illegal Investments Alert

In today's digital era, illegal investments are increasing rapidly. let's take a closer look at the ways so that will make us be more alert to illegal investments.

Based on the OJK website, here are several tips that is useful to identify and avoid illegal investments:

1. Before investing in an investment company, look for adequate information about the company, the product offered and how they manage it.
2. Ensure the company has been officially permitted to operate by OJK
3. Avoid investment companies that cannot explain how to manage the investments and the company's business plan.
4. Find out if there is demand for similar products on the market.
5. The greater the profit/yield offered, the greater risk that investor will be beared.
6. Check the name of the illegal investment companies on the website Click here.

As quoted from the official OJK Social Media account, OJK conveyed six (6) characteristics of illegal investment that the public must be aware of before starting to invest.

1. Information related to the investment business process is unclear. Illegal investments usually come from companies whose track records or origins are unclear. This means they do not have credibility in managing investment funds. Illegal investment companies are also not registered with the OJK. Therefore, you must always be careful and alert in choosing an investment company.
2. Offer a bonus if you succeed in getting new members. After you have joined an illegal investment, usually the leader or party managing the investment will assign you to look for new investors. Then if you succeed in getting potential new investors, you will get a number of bonuses. Therefore, it is not surprising that illegal investment never stop and spreading widely.
3. Offer very high profit/yield in a short time and without any risk. You need to realize that getting profit from investment cannot be done quickly and in a very short period of time. However, unlike illegal investments, they usually offer high profit/yield in a short time. So, you have to be more careful and don't be easily tempted by this kind of offering.
4. They promise that invested assets are safe and provides a buyback guarantee. A true investment will never promise guaranteed profits and a guarantee of repurchase.
5. Offer investment products via social media, WhatsApp groups, Telegram, which include photos of artists, religious figures or public figures. Illegal investment companies never explain in detail what products they offer. They only take photos of artists. There have even been several cases where investors did not know what product they were buying. These investors only deposit an amount of money according to the price of the product. This happens because investors only want the high profits they will get, so they often ignore the products they have purchased.
6. The Investment company does not have permission from the regulator. Illegal investments usually do not have permission from the regulator, therefore it is best before investing to check whether the company offering the investment is registered or not.

To avoid investing in ilegal investments through illegal institutions, PT Bank Maybank Indonesia, Tbk has provided complete, licensed and professionally managed investment options for customers, where a list of investment products can be seen on the Maybank website Click here.

This investment product can be purchased through Maybank branches and can be accessed via the M2U application, Click here for guidance to purchase invest product.

PT Bank Maybank Indonesia, Tbk is licensed and supervised by the Financial Services Authority (OJK)

Additional information:
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