Welcome bonus of 10,000 Maybank TREATS Points and IDR1 million Service Inclusive Plus upgrade package at BMW

1. Welcome bonus of 10,000 Maybank TREATS Points by making retail transactions with a minimum accumulation of IDR30 million using a BMW Maybank Credit Card within 3 months since your credit card was approved.
2. Welcome bonus of IDR1 million is valid for discounts on Service Inclusive Plus upgrade packages at BMW by showing the service package discount voucher sent together with your BMW Maybank Credit Card and using the BMW Maybank Credit Card as a means of payment.
3. The voucher is valid for 3 years from the date the card is sent.
4. Valid for customers who have never had a Maybank Credit Card before.
5. Transactions that are taken into account are retail shopping transactions or installments at EDC machines or online, both domestically and abroad.
6. Not valid for Maybank X-Cash, X-Bill, XPJC, Balance Conversion, cash withdrawal transactions at ATM machines and QR source of fund Maybank Credit Card.
7. Welcome bonus is only valid for Maybank Main Credit Cards that have just been issued.
8. Does not apply to other types of Maybank Credit Cards other than those already owned (add on), renewal, replacement and additional cards (supplement).

Exclusive Privileges at BMW

1. 1 year BMW roadside assistance membership
   Enjoy free BMW Roadside Assistance membership for 1 year. For more information contact BMW Contact Center at 1500269 or WhatsApp to 0852 8888 6269.
2. Discount up to 10% on BMW accessories, lifestyle, and spare parts product at BMW dealer and service center.
3. 3, 6, 12, and 24 months 0% installment at BMW with minimum transaction of IDR1 million.

BMW Dealer/Service Center

Free Upgrade to Shell V-Power

Ensure your BMW performance by using high quality fuel. Enjoy Shell V-Power (Ron 95) excellent performance with Shell Super (Ron 92) price.

Terms & Conditions:

1. Cardholders transact at Shell with minimum of IDR200,000/transaction.
2. Transactions that are taken into account are combined transactions for both Main Card and Supplementary Cards.
3. Maximum cashback/ Maybank Credit Cardholder/ month is IDR100,000.
4. Free upgrade will be given in cashback form and calculated based on price difference between Shell V-Power (Ron 95) and Shell Super (Ron 92) on the day of transaction.
5. Detail price will follow Shell website Click here.
6. For cashback calculation, customers will be assumed buying Shell V-Power (Ron 95).
7. Cashback will be credited to billing statement latest by 2 months after transctions date.

Cashback Calculation Ilustration as below:

Up to 3x TREATS Points

Collect Maybank TREATS Points faster and enjoy the benefit from free flight to shopping vouchers.

Get :

1. 3x Maybank TREATS Points for every IDR10,000 transactions at BMW
2. 2x Maybank TREATS Points for every IDR10,000 overseas transaction and transactions at restaurant, hotel, airlines and travel categories.
3. 1x Maybank TREATS Points for every other IDR10,000 retail transactions

Exchange your Maybank TREATS Points into mileage to get the opportunity to enjoy free flights to various destinations around the world. Choice of airlines, minimum redemption, and earned mileage are as follows:

1. Transactions that are taken into account are retail shopping transactions or installments at EDC machines or online, both domestically and internationally.
   
2. Not valid for Maybank XCash, XBill, XPJC, Balance Conversion, cash withdrawal transactions at ATM machines and QR source of fund Maybank Credit Card.
3. Maybank TREATS Points earned will be credited on each billing print date.
   
4. Bonus TREATS Points for eligible category transactions will be credited after the transaction is recorded (posted).
   
5. Effective 1 February 2025, Maybank TREATS Points earned on your Maybank Credit Card have a validity period of up to 1 (one) year from the date of Maybank TREATS acquisition.
   Example: For Maybank TREATS acquisition on 15 November 2024, valid until 15 November 2025 (1 year). Maybank TREATS is valid for up to 1 (one) year since it is obtained, where Maybank TREATS obtained before 1 February 2025, will be valid until 1 February 2026. Maybank TREATS can be combined per Maybank Credit Cardholders from all Maybank Credit Cards used. More info (Maybank TREATS)
   
6. Exchange your Maybank TREATS Points to mileage by contacting Maybank Customer Care at 1500611 or +6221 78869811 (from overseas) or email to customercare@maybank.co.id  with the email subject Tukar Maybank TREATS Points.
   
7. When exchanging Maybank TREATS Points to mileage, the Maybank Credit Card owned must be active, not blocked, no usage exceeding the credit limit and no late payments.
   
8. During the Maybank TREATS Points crediting process, the Maybank Credit Card owned must be active, not blocked, no usage exceeding the credit limit and no late payments.

Free Annual Fee

Enjoy free annual fee without any conditions for first year and free annual fee for life with minimum 1x transaction at BMW every year.

Terms & Conditions:

1. Free of fees for the 2^nd year onwards with min. 1x any transaction at BMW in the previous year.
2. Valid for Main Card and Supplementary Card
3. Free annual fee is given for each card which has transaction at BMW.

Guaranteed Low Foreign Exchange Rate

Enjoy guaranteed low foreign exchange rates for both traveling and online shopping in foreign currencies. You can make a claim for the foreign currency exchange difference provided by the Maybank Credit Card, if it is proven that there is a lower exchange rate on the same Maybank Visa Credit Card and on the same transaction day.

Claims for foreign exchange differences are made under the following conditions:

• Transactions being compared are retail purchases (excluding cash advances).
• The maximum claim for exchange differences can be made no later than 30 (thirty) days after the transaction is printed on the Maybank Credit Card billing statement.
• Claims are made by attaching proof of billing from another bank's Credit Card with the same principal and level (Visa Infinite) with the Maybank Credit Card used for the transaction.
• Comparison of transactions using credit cards from other banks must be made on the same day as transactions from the same card owner with transactions made using a Maybank Credit Card.
• Attach proof of billing from another bank informing a lower exchange rate than that given by Maybank in an email sent to customercare@maybank.co.id.
• If the results of the investigation prove that another bank provides a lower exchange rate, then the difference in exchange rates according to Maybank's calculations will be credited in the form of cashback to your Maybank Credit Card, no later than 30 (thirty) days after the claim was made.
• At the time of cashback crediting, the Maybank Credit Card owned must be active, no blocking, no over limit, and no late payments.

Illustration:
Maybank Visa Credit Card exchange rate 1 USD = IDR14,500
Other Bank Visa Credit Card exchange rate 1 USD = IDR14,250
Customer Purchase Transaction Value = USD2,000
Cashback on guaranteed low exchange rate = IDR500,000
Difference on exchange rate IDR14,500 - IDR14,250 = 250 x spend value USD2,000

Special Benefit at 100+ Merchants

Enjoy various promotions in more than 100 merchants from restaurant, hotel, travel, fashion to supermarket.
Click here for detail information on the promotions.

Airport service privilege

While waiting for your flight, enjoy complimentary access to domestic airport lounges with BMW Maybank Credit Card until 31 December 2024.

click here for participating airport lounges

Especially for BMW Maybank Credit Cardholders and have become Maybank Premier Customers, also enjoy complimentary access to international airport lounges with applicable terms and conditions.

Infinite golf privilege

Enjoy complimentary green fees for Maybank Visa Infinite main and supplement Credit Cardholders plus discount up to 10% for every guest at 100 golf clubs in 19 countries.

For further information Click here.

Travel Insurance

Enjoy travel insurance with coverage up to IDR1 billion when you purchase overseas flight ticket using Maybank Visa Infinite Credit Card. Also get compensation up to IDR300 million when you claim overseas medical expense.

You can also claim any flight disruption, flight delay, baggage delay, or baggage lost, with compensation up to IDR10 million.