| Fixed for a period of time | ||
| Interest Rate | Fixed Period (years)  | 
            Minimum Tenure (years)  | 
        
6,25%  | 
          1-3  | 
            No minimum tenure | 
6,75%  | 
          4-5  | 
        |
7,75%  | 
          6-8  | 
        |
7,88%  | 
          9-10  | 
        |
8,40%  | 
          11-15  | 
        |
8,90%  | 
          16-20  | 
        |
| Fixed & Floating | ||
| Interest Rate | Fixed Period (years)  | 
          Minimum Tenure (years)  | 
        
4,65%  | 
            3 | 8  | 
        
4,40%  | 
            10  | 
        |
5,65%  | 
          5 | 10  | 
        
4,65%  | 
          12  | 
        |
4,40%  | 
          15  | 
        |
7,30%  | 
          10 | 15  | 
        
6,65%  | 
          17  | 
        |
| Fixed & Fixed | ||
| Interest Rate | Fixed Period (years)  | 
          Minimum Tenure (years)  | 
        
3,90%  | 
          1  | 
            10 | 
6,90%  | 
          2-3  | 
        |
8,90%  | 
          4-6  | 
        |
9,90%  | 
          7-20  | 
        |
4,65%  | 
          1-3  | 
          15 | 
7,90%  | 
          4-6  | 
        |
9,90%  | 
          7-9  | 
        |
10,90%  | 
          10-20  | 
        |
Note: Interest rate after the fixed period ends = floating interest rate for existing debtors/Customers in effect at that time.