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Property Financing

Primary

Secondary / Take Over

Refinancing / Multipurpose

Fixed for a period of time
Rental Rate (Equivalent Rate)	Fixed Period (years)	Minimum Tenure (years)
6,15%	1-3	No minimum tenure
6,65%	4-5
7,65%	6-8
7,75%	9-10
8,40%	11-15
8,90%	16-20

Fixed & Floating
Rental Rate (Equivalent Rate)	Fixed Period (years)	Minimum Tenure (years)
4,65%	3	8
4,40%	3	10
5,40%	5	10
4,65%		12
4,40%		15
7,30%	10	15
6,65%	10	17

Fixed & Fixed
Rental Rate (Equivalent Rate)	Fixed Period (years)	Minimum Tenure (years)
3,90%	1	10
6,90%	2-3
8,90%	4-6
9,90%	7-20

4,65%	1-3	15
7,90%	4-6
9,90%	7-9
10,90%	10-20

Note: Rental rate after the fixed period ends = floating rental rate for existing debtors/Customers in effect at that time

Fixed for a period of time
Rental Rate (For Credit Limit ≥ IDR1 billion)	Rental Rate (For Credit Limit < IDR1 billion)	Fixed Period (years)	Minimum Tenure (years)
6,65%	6,90%	1-3	No minimum tenure
7,15%	7,40%	4-5
8,15%	8,40%	6-8
8,25%	8,50%	9-10
8,90%	9,15%	11-15
9,40%	9,65%	16-20

Fixed & Floating
Rental Rate (For Credit Limit ≥ IDR1 billion)	Rental Rate (For Credit Limit < IDR1 billion)	Fixed Period (years)	Minimum Tenure (years)
5,15%	5,40%	3	8
4,90%	5,15%	3	10
5,90%	6,15%	5	10
5,15%	5,40%		12
4,90%	5,15%		15
7,80%	8,05%	10	15
7,15%	7,40%	10	17

Fixed & Fixed
Rental Rate	Fixed Period (years)	Minimum Tenure (years)
4,40%	4,65%	10
7,40%	10,40%
9,40%	9,65%
10,40%	10,65%

5,15%	5,40%	15
8,40%	8,65%
10,40%	10,65%
11,40%	11,65%

Note: Rental Rate after the fixed period ends = floating Rental Rate for existing debtors/Customers in effect at that time.

Fixed for a period of time
Rental Rate (Equivalent Rate)	Fixed Period (years)	Minimum Tenure (years)
8,15%	1-3	No minimum tenure
8,65%	4-5
9,65%	6-8
9,75%	9-10

Fixed & Floating
Rental Rate (Equivalent Rate)	Fixed Period (years)	Minimum Tenure (years)
6,65%	3	8
7,65%	5	10

Note: Rental Rate after the fixed period ends = floating interest rate for existing debtors/Customers in effect at that time.