• Provides insurance coverage against all unforeseen physical loss or damage risks, excluding those specifically defined in the policy.
• Business Interruption coverage can provide compensations that replaces income lost in the event that business is halted due to direct physical loss or damage.
• Depreciation is not calculated in claims.

Insurance Premium

The insurance premium is determined based on the occupation of the insured object and the amount of the sum insured. The premium rate refers to the Financial Services Authority Circular Letter Number 6/SEOJK.05/2017. You may visit the nearest Maybank branch to obtain insurance premium quotations.

Construction Class Explanations

1. Construction Class 1
   Buildings composed entirely of non-combustible materials, including their roofs, floors, walls, and other structural elements. Windows and/or doors, including the frames, partition walls, and floor covers, may be disregarded.
2. Construction Class 2
   Buildings with similar criteria with Class 1, with the exception that roof coverings may be made of shingles or hardwood, the walls may contain combustible material burned up to a maximum of 20% (twenty percent) of the area of the walls, and floors as well as the building’s supporting structures may be made of wood.
3. Construction Class 3
   All other buildings outside the specifications of Construction Class 1 and 2.

How to Register & Claim Procedure

How to Register

• You may visit the nearest Maybank branch office for registration.
• Additional documents that must be included for the registration process are as follows:
1. A copy of ID Card
2. Photos of the house and the area around it
3. Photos of the content of the house

Claim Procedure

Contact Allianz Care at 1500136, or by email at cs@allianz.co.id
Make sure you make a claim notification within a maximum period of 14 (fourteen) calendar days after the date the risk occurred.

Disclaimer

Property All Risk and Business Interruption Insurance (Asuransi Property All Risk and Business Interruption) is an insurance product issued by PT Asuransi Allianz Utama Indonesia. PT Bank Maybank Indonesia Tbk (“Bank”) only acts as a reference provider for Asuransi Property All Risk and Business Interuption.

Property All Risk and Business Interruption Insurance (Asuransi Property All Risk and Business Interruption) is not a product of the Bank and therefore the Bank will not be liable for any and all claims as well as any risks that arise from the products issued by PT Asuransi Allianz Utama Indonesia.

PT Asuransi Allianz Utama Indonesia is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan) and its Sales Staff are licensed by the General Insurance Association of Indonesia (Asosiasi Asuransi Umum Indonesia).