Benefit of Cargo Insurance (Asuransi Pengangkutan)

Provides coverage against

• Specific Losses (Particular Average), aground, sunk, stranded.
• General Losses (General Average)
• Actual Total Loss
• Constructive Total Loss
• Costs related to losses covered by the Policy.
• Special costs (Particular Charges), except when Total Loss occurs.
• Continuing travel expenses due to a covered risk.
• Third Party Liability
• General Average Contribution
• Ship collision with other ships and objects, except ice.
• Overturned conveyance during land transports.
• Unloading of goods at emergency port
• Ship fires
• Explosions, unless caused by terrorist activities, mines and the like.
• General Average Sacrifices
• Disposal of goods overboard (Jettison).
• Salvage costs, loss prevention costs and/or minimizing losses related to the guaranteed risk.
• Heavy weather
• Losses during loading and unloading of goods
• Earthquake/sea, volcanic eruption or lightning.
• Washing overboard
• Damage due to sea water entering the ship and/or other similar means of transportation due to bad weather (sea water damage) and damage due to lake water, rain, rivers (fresh water damage) due to bad weather.
• Theft with violence, petty theft (pilferage) and ordinary theft 
• Hijacking or Piracy
• Confiscation/seizure (other than war risks).
• Damage due to sea water other than due to bad weather.
• Losses/losses fall into the sea during loading and unloading of goods.
• Shortage of goods received due to guaranteed risks.
• Cargoes not accepted and or not handed over (non-delivery).